Migration from an infrastructure supporting only magnetic stripe cards to one that supports EMV smart cards may look daunting. It is a complex task. Card View provides consulting services to help card centers break down the EMV migration process into a series of logical elements so that the entire exercise becomes much less problematical. Card View can also undertake the entire EMV migration exercise for card centers.
EDC/POS terminals for merchants have to be upgraded or replaced to be able to accept EMV smart cards and conform to the EMV standard. It can be a costly exercise. But it does not have to. Card View can provide cost-effective EMV-compliant EDC/POS terminals to card centers either on a purchase basis or a leasing basis. Please see our EDC/POS Terminal Leasing Program for more information.
Data preparation is the process by which cardholder-specific data and the complex cryptographic keys needed for security are generated. It is the first of two steps toward readying a new card for issue.
The second is card personalisation. It includes the application of brand printing, magnetic stripe encoding, security holograms and perhaps photographs, as well as the embossing and indenting of typographical characters. Smart cards also require electronic personalisation. The already prepared user data and cryptographic keys are securely loaded to the card, together with one or more applications.
The smart card is now ready for issue.
Smart cards, with their much stronger security than magnetic stripe technology, require considerably more data to be generated. Substantial changes to established processes are required and many Issuers will take the opportunity for a complete re-evaluation of their data generation and personalisation arrangements.
Card View's EMV Card Production System and EMV Card Production In-Sourcing Program takes care of the entire EMV card issuance cycle for card centers, from data preparation to card embossing.
